Day clinics usually greet you on the same day and you would fire. Night hospitals have overnight facilities after treatment. Find a private hospital near you that CUA Health has an agreement with. If there is an agreement between your insurer and your private clinic, you either have no fees or you will get details about your expenses. Public hospitals do not have an agreement with some insurers, but are generally treated as if they were contract hospitals. With a “contracted hospital”, you know exactly what is covered long before your hospitalization. You can plan the cost of your stay more efficiently and know which services are covered. In general, you can benefit from services for the costs of accommodation, theatre and work unit, intensive care and coronary care, depending on your amount of coverage. To find out which private hospitals nearby have agreements with your health insurance company, use this online tool. nib has agreements with most private hospitals throughout Australia, so no matter where you live, you should be able to find a hospital near you.

The following private hospitals have an agreement with: Here it is in your interest to choose a hospital that has an agreement with us. The benefits paid for hospital services depend on the type of coverage you purchase and whether your insurer has an agreement with the hospital where you are being treated. Research results include hospitals with which we have accepted contracts until we decide to terminate a contract. If a hospital`s contract can be renewed, that hospital will remain in the research centre until the decision is made. We always try to react in a timely manner to extensions so that your search results are as accurate as possible. You can browse our list of hospitals here, and we advise you to call us if you are planning a hospital admission to discuss exactly what you are insured for. If you take out private hospital insurance with a health insurance fund, you are insured to be admitted to one of its private hospitals (provided that your coverage is not limited to public hospitals only). These are private hospitals that have entered into agreements with your health insurance fund to reduce or eliminate out of your own pocket any expenses that you would otherwise have had to pay.

In agreement with hospitals, the benefits are greater. These include accommodation in private or multi-bed rooms, theatre and service fees in private hospitals (excluding limited services), gap access coverage, medical expenses, pharmacy and much more. Check your coverage level for more details. In private hospitals without an agreement, the benefits may be similar to those of a public hospital. Once admitted to a private hospital for a procedure covered by your policy, some or all of the costs related to your treatment are covered by your health insurance fund, including: if you opt for a non-contracted hospital, you can bear expenses out of pocket for hospital services, regardless of your coverage cost. *We strive to ensure that the agreement hospital database is as up-to-date as possible. However, there could be cases where research results indicate hospitals whose contracts may not be renewed in the near future. This reflects the fact that we are constantly reviewing our hospital agreements to ensure our members have exceptional value and service. If nib does not have an agreement with the hospital you wish to visit, you may face considerable costs for your hospitalization. It can be hundreds, if not thousands, of dollars that cannot be recovered from the pen.

Please contact the hospital and ask them to explain the cost of your specific procedure out of hand. We have agreements with most private hospitals in Australia. If you are admitted to one of the few private hospitals with which we do not agree, you could have large expenses out of pocket. If you opt for treatment at a private hospital that does not have an agreement with your health insurance fund, the amount of coverage you receive depends on your policy. . . .